Help to Buy Wales

Want to call Wales home? Buy your own home with just a 5% deposit* 

Become a homeownerwith just a 5% deposit*

Help to Buy – Wales lets first-time buyers and homeowners in Wales buy a new build home up to the value of £300,000. All you need is a 5% deposit* plus a government loan of up to 20%.

If you’re a first-time buyer, your savings goal just got a lot more manageable. You’ll be throwing that housewarming party sooner than planned. For existing homeowners, there’s no need to wait to get more space for your growing family or move closer to schools, friends or relatives.

Helping you home

How it works

5% Deposit: You need a deposit worth 5% of the value of the property you want to buy

20% Loan: The Welsh government gives you a shared equity loan of up to 20% of the property value

75% Mortgage: Take out a mortgage for the remaining 75% of the property value

Is this scheme for me?

The scheme is open to both first-time buyers and existing homeowners. 

The property you want to buy must be a new build in Wales and valued at £300,000 or less.


  • The scheme is open to first-time buyers and existing homeowners.

  • You can pay more than 5%, reducing the size of your mortgage.

  • No. The scheme is only available if you’re buying a brand-new home from a registered builder (like Anwyl).

  • You need to fully repay your loan within 25 years. You can pay it off whenever you like before that time.

  • Yes. Your home will be 100% owned by you.

Here to help you

From independent financial advice to stress-free move-in schemes, we’re here to make your dream home a reality. Speak to our Homes Advisers today to get started.

Happy families

Hear from our homeowners

When the last box is unpacked, what do our homeowners have to say about their Anwyl journey?
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