Help to Buy – Wales
Want to call Wales home? Buy your own home with just a 5% deposit*
Become a homeownerwith just a 5% deposit*
Help to Buy – Wales lets first-time buyers and homeowners in Wales buy a new build home up to the value of £300,000. All you need is a 5% deposit* plus a government loan of up to 20%.
If you’re a first-time buyer, your savings goal just got a lot more manageable. You’ll be throwing that housewarming party sooner than planned. For existing homeowners, there’s no need to wait to get more space for your growing family or move closer to schools, friends or relatives.
Helping you home
How it works
5% Deposit: You need a deposit worth 5% of the value of the property you want to buy
20% Loan: The Welsh government gives you a shared equity loan of up to 20% of the property value
75% Mortgage: Take out a mortgage for the remaining 75% of the property value
Is this scheme for me?
The scheme is open to both first-time buyers and existing homeowners.
The property you want to buy must be a new build in Wales and valued at £300,000 or less.
FAQs
-
The scheme is open to first-time buyers and existing homeowners.
-
You can pay more than 5%, reducing the size of your mortgage.
-
No. The scheme is only available if you’re buying a brand-new home from a registered builder (like Anwyl).
-
You need to fully repay your loan within 25 years. You can pay it off whenever you like before that time.
-
Yes. Your home will be 100% owned by you.
Here to help you
From independent financial advice to stress-free move-in schemes, we’re here to make your dream home a reality. Speak to our Homes Advisers today to get started.
Happy families
Hear from our homeowners
“We loved the sales team!”
We loved the sales team because they listened to us and we love the homes because they have a different feel – a new build with character! Mr and Mrs Hart, homeowners at Priory Gardens
“We would 100% recommend Anwyl”
We’d looked at other new builds locally before deciding to buy a new Anwyl home. Their team have been absolutely brilliant all the way through, even though we had a little hiccup when the sale of my house fell through four times. Andy and Nicky, homeowners at Priory Gardens at Yew Tree Park
“We were really impressed with the development”
The sales team and site manager at The Oaks were really helpful. I couldn’t fault them. People keep asking us what we are going to do but now, I think, we are just happy to relax. Mr and Mrs Lloyd, homeowners at The Oaks at Rossbank
“Nothing was too much trouble!”
We were one of the first to move in and took pictures every day of the different stages of the houses being built. We’ve seen first-hand the amount of work and detail that’s gone into them. Colin, Verity and Will, homeowners at Lawrence Gardens and Cross FieldsAlternative ways to buy
Part exchange
Move into your dream home within four weeks with our Part Exchange Scheme
Early bird scheme
An opportunity to secure a property that is yet to be released for general sale
Buy to let
There’s never been a better time to enter or expand your property portfolio